intermezzo, like most sleep medicines, has some risk of dependency. common side effects are headache, nausea, and fatigue. so if you suffer from middle-of-the-night insomnia, ask your doctor about intermezzo and return to sleep again. ♪ i'm up next, but now i'm singing the heartburn blues. hold on, prilosec isn't for fast relief. cue up alka-seltzer. it stops heartburn fast. ♪ oh what a relief it is! >>> just like the song says, you can't touch this, we hear it over and over again. never dip into your 401(k) to pay bills or get rid of debt unless it is absolutely necessary. >> in these very, very challenging economic times, it's getting harder than ever to save money, and millions of americans are tapping into their nest egg, so is it ever a good idea? jean chatsky is "today"'s financial editor. hey, jean. here's one of these things that when you're in a bind and look over and see a nest egg, i only have one option, it's to tap into that. you can understand why a lot of people would want to. >> especially these days. >> absolutely. and this is a s